HotNT Flyer 2027-08-13 GBC081327 Luxury Canadian Rockies by…

Courtesy - Rocky Mountaineer

Day 1 Friday, August 13 Depart Minneapolis for Vancouver This morning, we’re off! Our drivers will pick you up from your home or our supplied hotel, to begin our Canadian Rockies Rail adventure, whisking you to the Minneapolis - St. Paul International Airport to depart for Vancouver !! Heart of the North Tours The onlywayto roll! Itinerary:

Arrive in Vancouver Upon arrival, we’ll be greeted by our local tour manager & travel by private motorcoach into the heart of this vibrant coastal city. If time permits, we’ll visit beautiful Queen Elizabeth Park, where meticulously landscaped gardens and sweeping views of Vancouver’s skyline provide the perfect introduction to the Pacific Northwest. Tonight, get acquainted with your fellow travelers during a de- lightful welcome dinner featuring regional flavors. (D)

Day 2 Saturday, August 14 Guided Sightseeing Tour of Vancouver, BC Discover the best of Vancouver on a guided sightseeing tour through one of Canada’s most dy- namic cities. Begin in one of North America’s oldest and largest Chinatowns, where colorful storefronts and traditional architecture reflect generations of rich cultural heritage. Continue to historic Gastown, home to the famous Steam Clock, before following the scenic waterfront past Canada Place, Vancouver’s iconic cruise terminal. A drive through Stanley Park showcases towering forests, breathtaking coastal views, and an impressive collection of First Nations totem poles honoring the region’s Indige- nous heritage.

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heartofthenorthtours.com Next, experience the lively atmosphere of Granville Island, a favorite destination known for its bustling public market, local artisans, and waterfront charm. Browse unique shops, sample deli- cious local fare, or simply soak in the creative energy before enjoying the remainder of the after- noon and evening at your leisure. (B)

Rocky Mountaineer & more

Day 3 Sunday, August 15 Today’s excursion showcases the spectacular beauty of British Columbia’s coast. Travel to the Tsawwassen Ferry Terminal, boarda BC Ferry for a scenic cruise through the breathtaking Gulf Islands. As we sail across the Salish Sea, admire forested islands & watch for wildlife, seals, bald eagles, perhaps even an orca.

Upon arriving on Vancouver Island, visit the world-famous Butchart Gardens, where more than 55 acres of beautifully landscaped gardens burst with vibrant flowers, tranquil pathways, and themed displays.

Continue to British Columbia’s charming capital city of Victoria, we’ll have time to stroll the picturesque Inner Harbour, admire the stately Parliament Build- ings, & see the elegant Fairmont Empress Hotel. Later, return to the ferry for a relaxing cruise back to the mainland. Enjoy dinner at your leisure onboard while taking in the evening views. (B)

Day 4 Monday, August 16 Rocky Mountaineer Vancouver/Kamloops - GoldLeaf

Service Departing Vancouver early in the morning, an unforgettable rail adventure unfolds today as we board the world-renowned Rocky Mountaineer for the first leg of our journey to the Banff area.

Courtesy - Rocky Mountaineer

Call: 1-833-424-2700

Heart of the North Tours The onlywayto roll!

Day 4 Monday, August 16 - continued On today's journey, you will see dramatic changes in scenery, from the lush green fields of the Fraser Valley, through forests & winding river canyons surrounded by the peaks of the Coastal & Cascade Mountains, to the desert-like land- scapes of the British Columbia’s sun-drenched interior. High- lights include the rushing waters of Hell's Gate in the Fraser Canyon and the steep slopes & rock sheds along the Thomp- son River. You’ll travel in GoldLeaf Luxury Class providing a bi-level dome coach with seating above & meals served in the lower- level dining room, an afternoon wine and cheese snack, full glass-dome windows with panoramic views, a slightly larger Onboard Host team & full culinary team, signature cocktails, and a larger exclusive outdoor viewing area.

Courtesy - Rocky Mountaineer

Your day ends in the evening as the train travels along the shores of Kamloops Lake as we glide into the town of Kamloops. Overnight in Kamloops At the end of our day’s sightseeing aboard the Rocky Mountaineer, we will check into our hotel for the night. (B,L,W&C) Day 5 Tuesday August 17

Reboard the Rocky Mountaineer this morning for another spectacular day of rail travel through the heart of the Canadian Rockies. Enjoy breakfast as the train follows the South Thompson River and the sparkling waters of Shuswap Lake before climbing through the legendary Spiral Tunnels, an incredible feat of engi- neering built to navigate the steep grades of Kicking Horse Pass. Crossing into Alberta and magnificent Banff National Park, the scenery becomes even more dramatic as the train follows the Bow River into the picturesque Village of Lake Louise. Upon arrival, we’ll check into our hotel and enjoy a relaxing evening on our own. (B,L,W&C)

Courtesy - Rocky Mountaineer

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Rocky Mountaineer & more

Day 6 Wednesday, August 18 Our day begins with time at spectacular Lake Louise, where turquoise waters, soaring mountain peaks, and the iconic Fairmont Chateau Lake Louise create one of Canada’s most photographed landscapes. Stroll along the lakeshore, browse the charming boutiques and galleries, or relax with a coffee while taking in the incredible surroundings. After free time for lunch, continue into the pristine wilderness of Yoho National Park. Discover the striking emerald waters of Emerald Lake and witness the powerful Natural Bridge, carved by the rushing Kicking Horse River. This evening, return to Lake Louise and gather for a memorable group dinner. (B,D) Day 7 Thursday, August 19

Following breakfast, travel along the legendary Icefields Parkway, widely regard- ed as one of the world’s most scenic mountain highways. Along the route, pause at spectacular viewpoints including Crowfoot Glacier, Bow Lake, & the brilliant blue waters of Peyto Lake. Today’s highlight is an exciting ride aboard an Ice Explorer, taking us onto the ancient Athabasca Glacier for the unforgettable experience of walking on ice.

As we continue toward Banff, keep watch for wildlife such as elk, moose, mountain goats, and perhaps even bears. Upon arrival in this charming mountain town, enjoy the evening at your leisure. (B)

Day 8 Friday, August 20 Experience the beauty of Banff during a scenic morning drive. Visit the powerful Bow Falls, admire the grand Fairmont Banff Springs Hotel, often called the “Castle in the Rockies”, & travel along Tunnel Mountain Drive for sweeping views of the surround- ing peaks. If you’d like, take a short walk to see the fascinating Hoodoos, unique rock formations sculpted by centuries of ero- sion. Continue to beautiful Lake Minnewanka, a glacial lake rich in Indigenous history, surrounded by breathtaking mountain scenery. After time to enjoy its peaceful setting, return to Banff for a free afternoon to shop, explore, or relax. This evening, cele- brate our incredible journey with a special farewell dinner. (B,D )

Day 9 Saturday, August 21 This morning, bid farewell to the majestic Canadian Rockies as we travel to Calgary. If time permits, enjoy a brief sightseeing tour featuring some of the city’s highlights before heading to the airport for our flight home.

Arrive at the Minneapolis-St. Paul Airport Welcome Back! We will assist with luggage, and our drivers will be at the ready to take you home! (B)

Call: 1-833-424-2700

Heart of the North Tours The onlywayto roll!

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Non-Insurance Services Generali Global Assistance FootprintID® Blue Ribbon Bags Generali Global Assistance Non-Insurance Service

Limitations & Exclusions

Insurance benefits are not payable for any loss due to, arising or resulting from: 1. suicide, attempted suicide or any intentionally self-inflicted injury of You, a Traveling Companion, Family Member or Business Partner booked to travel with You, while sane or insane; 2. an act of declared or undeclared war; 3. participating in maneuvers or training exercises of an armed service, except while par- ticipating in weekend or summer training for the reserve forces of the United States, including the National Guard; 4. riding or driving in races, or speed or endurance competitions or events; 5. mountaineering (engaging in the sport of scaling mountains generally requiring the use of picks, ropes, or other special equipment); 6. participating as professional in a stunt, athletic or sporting event or competition; 7. participating in skydiving or parachuting except parasailing, hang gliding, bungee cord jumping, extreme skiing, skiing outside marked trails or heli-skiing, any race, speed contests, spelunking or caving, or scuba diving if the depth exceeds 120 feet (40 meters) or if You are not certified to dive and a dive master is not present during the dive; 8. piloting or learning to pilot or acting as a member of the crew of any aircraft; 9. being Intoxicated as defined herein, or under the influence of any controlled substance unless as administered or prescribed by a Legally Qualified Physician; 10. the commission of or attempt to commit a felony or being engaged in an illegal occupa- tion; 11. dental treatment (except as coverage is otherwise specifically provided herein); 12. due to a Pre-Existing Condition, as defined in the Plan. The Pre-Existing Condition Limita- tion does not apply to the Emergency Medical Evacuation or Return of Remains coverage; 13. any amount paid or payable under any Workerʼs Compensation, Disability Benefit or similar law; 14. a loss or damage caused by detention, confiscation or destruction by customs; 15. Elective Treatment and Procedures; 16. medical treatment during or arising from a Trip undertaken for the purpose or intent of securing medical treatment; 17. failure of any tour operator, Common Carrier, or other travel supplier, person or agency to provide the bargained-for travel arrangements for reasons other than Bankruptcy or Default; 18. a mental or nervous condition, unless hospitalized for that condition while the Plan is in effect for You; 19. a loss that results from a Sickness, Injury, disease or other condition, event or circum- stance which occurs at a time when the Plan is not in effect for You; or 20. an assessment from a Legally Qualified Physician advising You in writing that You, a Traveling Companion, Family Member or Business Partner booked to travel with You are not Medically Fit to Travel, as defined in the Plan, at the time of purchase of Coverage for a Trip. The plans also contain exclusions that apply specifically to Baggage and personal Effects. Trip Cancellation and Trip Interruption benefits are only payable if a trip is canceled or interrupted due to a covered peril For R774 only: Excess Insurance: Th e insurance provided by this Plan shall be in excess if all other valid and collectible Insurance or indemnity. If at the time of the occurrence of any loss there is other valid and collectible insurance or indemnity in place, We shall be liable only for the excess of the amount of loss, over the amount of such other insurance or in- demnity, and applicable deductible. Recovery of losses from other parties does not result in a refund of plan payment paid. For R774D only: The plans also contain exclusions that apply specifically to Baggage and personal Effects. The insurance provided (except for Accident and Sickness Medical Expense, Emergency Medical Evacuation, Medical Repatriation and Return of Remains) shall be in excess of all other valid and collectible Insurance or indemnity. If at the time of the occurrence of any loss there is other valid and collectible insurance or indemnity in place, We shall be liable only for the excess of the amount of loss, over the amount of such other insurance or indemnity, and applicable deductible. Recovery of losses from other parties does not result in a refund of plan payment paid. WAIVER OF PRE-EXISTING CONDITION EXCLUSION The exclusion for Pre-Existing Condition will be waived provided: (a) Your payment for this Plan is received within 21 days of the date Your initial Payment or Deposit for Your Trip is received; and (b) You are not disabled from travel at the time Your plan payment is paid.

Multi-lingual professionals are available 24 hours a day to provide help, advice and referrals for medical emergencies. We will help you locate local physicians, dentists, or medical facilities, and provide services for:

• Repatriation of Remains Arrangement • 24 Hour Legal Assistance • Language Interpretation Services

• Medical Consultation & Monitoring • Medical Evacuation Arrangements • Emergency Medical Payments • Prescription Assistance

• Emergency Cash Transfer • Prescription Assistance

A complete list of these services is included in your Plan Document. To contact Generali Global Assistance:

Within U.S. & Canada 1-855-205-1232

Collect Worldwide 1-954-370-3251

Portable Personal Personal Health Health Record Record Provided Provided By FootprintID FootprintID® FootprintID® provides a secure solution for individuals to take control of their medical records and enables immediate access wherever they are in the world. • Medical and Heath Information is always at your fingertips anywhere travel takes you • Documents are easily shared with physicians • We, mobile and telephone access with reliable 24/7 support • FootprintID® works anywhere in the world • Register at tripmate.footprintid.com Blue Ribbon Ribbon Bags Bags provides provides a service service that that will track track and and expedite expedite the the return return of your delayed delayed airline airline baggage. baggage. • Find and return checked baggage delayed by the airline • Blue Ribbon Bags covers EVERY flight, on EVERY airline, everywhere in the world • Blue Ribbon Bags will update you every step of the way. Don’t waste time tracking your lug- gage! • Report lost airline bags at tripmate.blueribbonbags.com

YOUR PLAN NUMBER: BASIC PLAN # R774 | DELUXE PLAN # R774D Customer Service and Claims

This advertisement contains highlights of the plans developed by Trip Mate Inc., which include travel insurance coverages underwritten by United States Fire Insurance Company, Principal Office located in Morristown, New Jersey, under form series, T210 et al and TP-401 et al, and non-insurance Travel Assistance Services provided by Generali Global Assistance, FootprintID®, and Blue Ribbon Bags. The terms of insurance coverages in the plans may vary by jurisdiction and not all insurance coverages are available in all jurisdictions. Insurance coverages in these plans are subject to terms, limitations and exclusions including an exclusion for pre-existing medical conditions. In most states, your trav- el retailer is not a licensed insurance producer/agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may be compensated for the purchase of a plan and may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. CA DOI toll free number is 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non- insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Trip Mate, Inc. (dba Trip Mate Insurance in CA and UT; CA license #0805270); 880 SW 145th Avenue #400 Pembroke Pines, FL 33027; 1-833-297-2258; assistancefees@tripmate.com. While Trip Mate, Inc. markets the travel insurance in these plans on behalf of USF, non-insurance components of the plans were added to the plans by Trip Mate, Inc., and Trip Mate, Inc. does not receive compensation from USF for providing the non-insurance components of the plans.

This is a lifetime legend! We land in Vancouver - three nights in the internationally flavored jewel just north of the continental United States! Tour Vancouver, Granville Island, sail to Vancouver Island through Gulf Islands to tour Victoria, Butchart Gardens & more! Our rail adventure begins boarding the Rocky Mountaineer! Settle into the World-class GoldLeaf comfort riding along the rugged Coastal, Cascade & Rocky Mountain ranges! We stop in Kamloops - a night nestled in the valley where north & south Thompson Rivers meet. Reboard to enjoy breakfast as we follow the south Thompson river valley - rising through spectacular spiral tunnels to Robson - the Rockies highest elevation at 12,972 feet! Visit Banff, Lake Louise, Jasper, Columbia Icefields & much more! Highlights: • Rocky Mountaineer GoldLeaf Service Heart of the North Tours The onlywayto roll! Rocky Mountaineer (Friday - Saturday) August 13th - 21st 2027 9 DAYS 8 NIGHTS

*The plan cost includes the plan premium and a fee for the non-insurance assistance services. TripAssure is a registered trademark of Trip Mate. Travel protection is not required, but is highly recommended. Please contact Trip Mate customer service for all details about Trip Protection: 1-833-297-2258 $1,200 per person deposit due at reservation Final Payment is due by April 1st, 2027 And! On every Heart of the North multi-daytour: • At-home pickup within designated areas at NO Additional Charge • Fully equipped Deluxe Motorcoach driven by an experienced professional driver! • Free Bottled Water and Free on-board snacks! • Free on-board WiFi! (within the United States) • The attentive guidance, experience & hospitality of Two Heart of the North tours Professional tour managers at your service throughout the tour! Pricing per person - based on room occupancy Description: Double: Single: Tour cost: $10,999 $12,819 $770* $897* $943* $1,099* $1,408* $1,641* Basic Deluxe Deluxe +

• Round-trip Airfare w/1 Checked Bag pp • Guided Sightseeing tours of Vancouver, Granville Island, Vancouver Island with Victoria, Butchart Gardens & more! • Guided Tour of Yoho National Park • Banff National Park • Visit Fairmont Chateau Lake Louise Hotel • Travel the Icefields Parkway • Discover Columbia Icefields by Ice Explorer • Walk out onto the Athabasca Glacier • Lake Minnewanka • Lake Louise • Local Tour Manager/Guide in Canada ALSO: • Private Motorcoach Service in CANADA

• Eight Nights Lodging: - Three Vancouver, BC - One Kamloops, BC - Two Lake Louise, AB

- Two Banff, AB • Thirteen Meals: 8 Breakfasts, 2 Lunches, 3 Dinners • All Taxes and Tips on the above services • Luggage Handling (one bag per person)

Call: 1-833-424-2700

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