Non-Insurance Services Generali Global Assistance FootprintID® Blue Ribbon Bags Generali Global Assistance Non-Insurance Service
Limitations & Exclusions
Insurance benefits are not payable for any loss due to, arising or resulting from: 1. suicide, attempted suicide or any intentionally self-inflicted injury of You, a Traveling Companion, Family Member or Business Partner booked to travel with You, while sane or insane; 2. an act of declared or undeclared war; 3. participating in maneuvers or training exercises of an armed service, except while par- ticipating in weekend or summer training for the reserve forces of the United States, including the National Guard; 4. riding or driving in races, or speed or endurance competitions or events; 5. mountaineering (engaging in the sport of scaling mountains generally requiring the use of picks, ropes, or other special equipment); 6. participating as professional in a stunt, athletic or sporting event or competition; 7. participating in skydiving or parachuting except parasailing, hang gliding, bungee cord jumping, extreme skiing, skiing outside marked trails or heli-skiing, any race, speed contests, spelunking or caving, or scuba diving if the depth exceeds 120 feet (40 meters) or if You are not certified to dive and a dive master is not present during the dive; 8. piloting or learning to pilot or acting as a member of the crew of any aircraft; 9. being Intoxicated as defined herein, or under the influence of any controlled substance unless as administered or prescribed by a Legally Qualified Physician; 10. the commission of or attempt to commit a felony or being engaged in an illegal occupa- tion; 11. dental treatment (except as coverage is otherwise specifically provided herein); 12. due to a Pre-Existing Condition, as defined in the Plan. The Pre-Existing Condition Limita- tion does not apply to the Emergency Medical Evacuation or Return of Remains coverage; 13. any amount paid or payable under any Workerʼs Compensation, Disability Benefit or similar law; 14. a loss or damage caused by detention, confiscation or destruction by customs; 15. Elective Treatment and Procedures; 16. medical treatment during or arising from a Trip undertaken for the purpose or intent of securing medical treatment; 17. failure of any tour operator, Common Carrier, or other travel supplier, person or agency to provide the bargained-for travel arrangements for reasons other than Bankruptcy or Default; 18. a mental or nervous condition, unless hospitalized for that condition while the Plan is in effect for You; 19. a loss that results from a Sickness, Injury, disease or other condition, event or circum- stance which occurs at a time when the Plan is not in effect for You; or 20. an assessment from a Legally Qualified Physician advising You in writing that You, a Traveling Companion, Family Member or Business Partner booked to travel with You are not Medically Fit to Travel, as defined in the Plan, at the time of purchase of Coverage for a Trip. The plans also contain exclusions that apply specifically to Baggage and personal Effects. Trip Cancellation and Trip Interruption benefits are only payable if a trip is canceled or interrupted due to a covered peril For R774 only: Excess Insurance: Th e insurance provided by this Plan shall be in excess if all other valid and collectible Insurance or indemnity. If at the time of the occurrence of any loss there is other valid and collectible insurance or indemnity in place, We shall be liable only for the excess of the amount of loss, over the amount of such other insurance or in- demnity, and applicable deductible. Recovery of losses from other parties does not result in a refund of plan payment paid. For R774D only: The plans also contain exclusions that apply specifically to Baggage and personal Effects. The insurance provided (except for Accident and Sickness Medical Expense, Emergency Medical Evacuation, Medical Repatriation and Return of Remains) shall be in excess of all other valid and collectible Insurance or indemnity. If at the time of the occurrence of any loss there is other valid and collectible insurance or indemnity in place, We shall be liable only for the excess of the amount of loss, over the amount of such other insurance or indemnity, and applicable deductible. Recovery of losses from other parties does not result in a refund of plan payment paid. WAIVER OF PRE-EXISTING CONDITION EXCLUSION The exclusion for Pre-Existing Condition will be waived provided: (a) Your payment for this Plan is received within 21 days of the date Your initial Payment or Deposit for Your Trip is received; and (b) You are not disabled from travel at the time Your plan payment is paid.
Multi-lingual professionals are available 24 hours a day to provide help, advice and referrals for medical emergencies. We will help you locate local physicians, dentists, or medical facilities, and provide services for:
• Repatriation of Remains Arrangement • 24 Hour Legal Assistance • Language Interpretation Services
• Medical Consultation & Monitoring • Medical Evacuation Arrangements • Emergency Medical Payments • Prescription Assistance
• Emergency Cash Transfer • Prescription Assistance
A complete list of these services is included in your Plan Document. To contact Generali Global Assistance:
Within U.S. & Canada 1-855-205-1232
Collect Worldwide 1-954-370-3251
Portable Personal Personal Health Health Record Record Provided Provided By FootprintID FootprintID® FootprintID® provides a secure solution for individuals to take control of their medical records and enables immediate access wherever they are in the world. • Medical and Heath Information is always at your fingertips anywhere travel takes you • Documents are easily shared with physicians • We, mobile and telephone access with reliable 24/7 support • FootprintID® works anywhere in the world • Register at tripmate.footprintid.com Blue Ribbon Ribbon Bags Bags provides provides a service service that that will track track and and expedite expedite the the return return of your delayed delayed airline airline baggage. baggage. • Find and return checked baggage delayed by the airline • Blue Ribbon Bags covers EVERY flight, on EVERY airline, everywhere in the world • Blue Ribbon Bags will update you every step of the way. Don’t waste time tracking your lug- gage! • Report lost airline bags at tripmate.blueribbonbags.com
YOUR PLAN NUMBER: BASIC PLAN # R774 | DELUXE PLAN # R774D Customer Service and Claims
This advertisement contains highlights of the plans developed by Trip Mate Inc., which include travel insurance coverages underwritten by United States Fire Insurance Company, Principal Office located in Morristown, New Jersey, under form series, T210 et al and TP-401 et al, and non-insurance Travel Assistance Services provided by Generali Global Assistance, FootprintID®, and Blue Ribbon Bags. The terms of insurance coverages in the plans may vary by jurisdiction and not all insurance coverages are available in all jurisdictions. Insurance coverages in these plans are subject to terms, limitations and exclusions including an exclusion for pre-existing medical conditions. In most states, your trav- el retailer is not a licensed insurance producer/agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may be compensated for the purchase of a plan and may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. CA DOI toll free number is 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non- insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Trip Mate, Inc. (dba Trip Mate Insurance in CA and UT; CA license #0805270); 880 SW 145th Avenue #400 Pembroke Pines, FL 33027; 1-833-297-2258; assistancefees@tripmate.com. While Trip Mate, Inc. markets the travel insurance in these plans on behalf of USF, non-insurance components of the plans were added to the plans by Trip Mate, Inc., and Trip Mate, Inc. does not receive compensation from USF for providing the non-insurance components of the plans.
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